These Terms & Conditions ("Terms") govern your use of the ph499 platform, website, and all services offered at ph499.club. Please read them carefully before registering or placing any bets.
All users must be 21 years or older. No exceptions.
ph499 operates under Philippine gaming regulatory standards.
Each person may hold only one ph499 account.
All deposits and withdrawals are SSL encrypted.
Bonuses are subject to wagering requirements detailed herein.
Self-exclusion and limit tools are available to all members.
By accessing, browsing, registering with, or otherwise using the ph499 platform and website located at ph499.club (collectively, the "Platform"), you ("User," "you," or "Player") acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions ("Terms"), our Privacy Policy, and any additional rules, guidelines, or policies posted on the Platform, all of which are incorporated herein by reference.
If you do not agree with any part of these Terms, you must immediately cease use of the ph499 Platform. ph499 reserves the right to deny access to any person who does not accept these Terms or who violates them.
These Terms constitute a legally binding agreement between you and ph499.club ("ph499," "we," "us," or "our") under the laws of the Republic of the Philippines.
You must be at least 21 years of age to register, deposit funds, participate in any games, or otherwise use the ph499 Platform. This requirement is mandated by applicable Philippine gaming regulations, including standards aligned with the Philippine Amusement and Gaming Corporation (PAGCOR). ph499 strictly enforces this age requirement at registration and at the point of withdrawal identity verification. Any account found to belong to a person under 21 years of age will be immediately suspended, all funds will be forfeited, and the matter may be referred to the relevant regulatory authorities.
ph499 is intended to serve players located in the Philippines. Access from jurisdictions where online gambling is prohibited or requires a separate local licence is not permitted. You are solely responsible for determining whether use of ph499 is lawful in your location.
You are not eligible to use ph499 if you: (a) are under 21 years of age; (b) are a current employee, officer, director, agent, or contractor of ph499 or any affiliated entity; (c) have been previously self-excluded or banned from ph499; (d) are using automated software, bots, or AI-assisted tools to interact with the Platform; or (e) are subject to any court order, legal restriction, or personal declaration that prohibits gambling activities.
Each individual is permitted to maintain one (1) ph499 account only. Attempting to open multiple accounts — whether using different email addresses, mobile numbers, or identities — is strictly prohibited and will result in immediate account closure and potential forfeiture of all funds across the associated accounts.
You agree to provide accurate, current, and complete information during registration and to update your information promptly if it changes. ph499 is not responsible for any consequences arising from your failure to maintain accurate account information. Providing false information, particularly regarding age or identity, is a material breach of these Terms.
ph499 is required to verify player identity in accordance with Philippine Anti-Money Laundering Act (AMLA) requirements and PAGCOR-aligned compliance standards. Before processing any withdrawal, you must complete Know Your Customer (KYC) verification by submitting a valid government-issued Philippine identification document — acceptable forms include PhilSys National ID, passport, driver's licence, SSS/GSIS ID, or PRC ID. ph499 reserves the right to request additional documentation at any time.
You are responsible for maintaining the confidentiality of your ph499 login credentials. ph499 will never ask for your password via email, SMS, or live chat. You agree to notify ph499 support immediately at [email protected] if you suspect unauthorised access to your account. ph499 is not liable for losses resulting from unauthorised use of your account where you failed to take reasonable security precautions.
ph499 accepts deposits and processes withdrawals via the following methods: GCash, Maya / PayMaya, GrabPay, QR Ph, InstaPay, PesoNet, BPI bank transfer, BDO bank transfer, Metrobank bank transfer, Visa, Mastercard, and 7-Eleven CLiQQ. All transactions are denominated in Philippine Peso (PHP / ₱).
The minimum deposit amount is ₱100. Deposits are credited to your ph499 account balance in real time or within the processing time of the selected payment method. ph499 does not charge deposit fees; however, your payment provider may impose transaction charges.
Withdrawals to GCash and Maya are typically processed within 5–15 minutes. Bank transfers via InstaPay are processed within the same business day; PesoNet transfers are processed within 1–2 banking days. ph499 reserves the right to conduct additional verification checks before releasing withdrawal funds. ph499 may place a processing hold of up to 72 hours on withdrawals that trigger AML review thresholds.
Withdrawals are conditional upon: (a) completion of KYC verification; (b) fulfilment of any applicable bonus wagering requirements; (c) satisfaction of any identity or source-of-funds verification requested by ph499's compliance team. ph499 reserves the right to refuse or delay withdrawals pending investigation of suspicious activity.
ph499 holds player funds in accounts segregated from the company's operational funds. Player balances are not used for operational expenses and are protected in the event of company insolvency, subject to applicable Philippine law.
All bonuses, free bets, and promotional credits awarded by ph499 are subject to wagering requirements. The applicable wagering multiplier, eligible games, minimum odds, time limits, and maximum withdrawal caps are specified in the individual promotion's terms, which are displayed at the time the promotion is offered. Unless otherwise stated, standard welcome bonuses carry a wagering requirement of 30× the bonus amount before withdrawal is permitted.
ph499 monitors bonus usage patterns. The following constitute bonus abuse and may result in bonus forfeiture and account suspension: (a) placing opposing bets across multiple accounts or with third parties to guarantee a bonus outcome ("bonus hedging"); (b) using betting patterns designed to exploit low-edge games exclusively for wagering requirement fulfilment; (c) providing false information to qualify for a promotion.
ph499 reserves the right to modify, withdraw, or cancel any promotion at any time. Promotions are not transferable between accounts and cannot be exchanged for cash except as specified in the relevant promotion terms.
All games on the ph499 Platform are governed by individual game rules displayed within each game interface. By participating in any game, you confirm you understand and accept the relevant game rules. ph499 uses certified Random Number Generator (RNG) systems for all non-live games; live dealer games are conducted by professional dealers under standardised procedures. In the event of a technical malfunction during a game round, ph499 reserves the right to void affected bets and return stakes to player balances. Where a game result is disputed, ph499's internal records of the game server outcome are determinative. ph499 does not guarantee continuous, uninterrupted access to any specific game or the Platform generally.
The following activities are strictly prohibited on the ph499 Platform:
Breach of any prohibition above may result in immediate account suspension, forfeiture of all balances, and reporting to the appropriate Philippine authorities.
All content on the ph499 Platform — including but not limited to the ph499 name, logo, website design, game graphics, text, software, and data compilations — is the intellectual property of ph499 or its licensors and is protected under applicable Philippine and international intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for personal, non-commercial purposes only. You may not reproduce, redistribute, sell, create derivative works from, or otherwise exploit any Platform content without express written authorisation from ph499.
ph499 collects, processes, and retains personal data in accordance with its Privacy Policy and applicable Philippine data privacy law, including the Data Privacy Act of 2012 (Republic Act No. 10173). By registering with ph499, you consent to the collection and processing of your personal data as described in the Privacy Policy. ph499 may share data with regulatory authorities, payment processors, and third-party service providers strictly as necessary for the operation of the Platform and in compliance with legal obligations. ph499 does not sell personal data to third parties for marketing purposes.
ph499 is committed to promoting responsible gambling. ph499 provides the following tools to all registered players, accessible directly from account settings:
ph499 complies with PAGCOR's responsible gaming guidelines. Players who believe gambling is having a negative impact on their lives are encouraged to use these tools immediately and seek support from qualified counselling services. ph499 is required to enforce the 21+ age restriction at all times. If at any point ph499 has reasonable cause to believe a player is underage or in distress, the relevant account will be suspended pending review.
Visit our dedicated Responsible Gaming page for full information on available tools and support resources.
To the maximum extent permitted by applicable Philippine law, ph499 shall not be liable for: (a) any loss of profits, revenue, data, goodwill, or indirect, incidental, consequential, or special damages arising from your use of the Platform; (b) interruptions, errors, or unavailability of the Platform or any games thereon; (c) losses arising from your failure to protect your account credentials; (d) decisions made by you based on information or game results obtained through the Platform. ph499's aggregate liability to you for any claim arising from or related to these Terms shall not exceed the amount of deposits made by you to ph499 in the 30 days preceding the event giving rise to the claim. Nothing in these Terms limits ph499's liability for fraud, gross negligence, or any liability that cannot be excluded under Philippine law.
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles. Any dispute, controversy, or claim arising out of or relating to these Terms or the Platform shall first be submitted to ph499's internal dispute resolution process by contacting [email protected]. ph499 will endeavour to resolve disputes within 14 business days of receipt. If a dispute cannot be resolved internally, it shall be subject to the exclusive jurisdiction of the competent courts of the City of Manila, Philippines, or, where applicable, to arbitration under the rules of the Philippine Dispute Resolution Center, Inc. (PDRCI).
ph499 reserves the right to amend, update, or replace these Terms at any time. Revised Terms will be posted on this page with an updated "Last Updated" date. Where changes are material, ph499 will notify registered players via email or in-platform notification at least 7 days prior to the changes taking effect. Your continued use of the ph499 Platform after the effective date of any revision constitutes your acceptance of the amended Terms. If you do not accept the revised Terms, you must cease use of the Platform and may request account closure by contacting ph499 support.
For questions, disputes, or any matter related to these Terms, please contact ph499's customer support team:
ph499 aims to respond to all written queries within 2 Philippine business days.
Now that you've reviewed the ph499 Terms & Conditions, you know exactly what to expect from the platform. Transparent rules, PAGCOR-aligned compliance, and a secure gaming environment built for Filipino players.
Access ph499 NowMust be 21 years or older. Gambling involves financial risk. Play responsibly.